Best Betting Payment Methods in Zambia in April 2024

By Olufifun Adeleke

Last updated April 16, 2024

It’s easy to fund your betting account in Zambia today with so many options available. This review will focus on the betting payment methods available to Zambian bettors when they bet on sports online.

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Most Popular Payment Methods in Zambia

Before taking advantage of the competitive odds and betting markets, you must fund your betting account.

There are so many payment providers in Zambia that make it easy for people to make online transactions. If you sign up with a betting site in Zambia, you can deposit and withdraw your funds with ease.

Here are some of the available betting payment methods in Zambia:

Airtel.
MTN.
Cryptocurrency.
SMS payment.
USSD.
Cards.
Bank transfer.

Airtel

Airtel is one of the top communication networks in Zambia. Many online betting sites also make the Airtel payment option available.

Deposits and withdrawals using Airtel Money are instant. You can fund your account with the betting site’s Airtel Pay Bill number and begin using your account to bet.

This option does not exclude Zambian bettors from claiming welcome bonuses.

Minimum deposit: 1 ZMW.
Maximum Withdrawal: 20,000 ZMW.
Deposit Time: Instant.
Withdrawal Time: Instant.
Transaction Fees – Yes.

MTN

MTN is another leading mobile telecommunications network in the country. They offer MTN MoMo, which is a popular option for many people.

Like Airtel, you can fund your betting account with your MTN wallet and withdraw your winnings instantly.

Funding your account with MTN Money is easy and can be done if you have the Pay Bill number of the betting site you wish to bet at.

Minimum deposit: 1 ZMW.
Maximum Withdrawal: 20,000 ZMW.
Deposit Time: Instant.
Withdrawal Time: Instant.
Transaction Fees – Yes.

Cryptocurrency

Cryptocurrency is not common on many online betting sites. The benefit of using crypto to fund your account is that it offers enough privacy.

Also, transactions are completed quickly compared to conventional betting payment methods. However, this option usually comes with some transaction costs and may not allow you to benefit from welcome bonuses.

Minimum deposit: 1 USD.
Maximum Withdrawal: Varies.
Deposit Time: Instant.
Withdrawal Time: Instant – 24 Hours.
Transaction Fees – Yes.

SMS Payment

You can fund your betting account using your mobile device in Zambia. With SMS payment, it is easy and convenient to make deposits or withdrawals.

However, depending on the service provider, it usually includes some fees.

Minimum deposit: 1 ZMW.
Maximum Withdrawal: 20,000 ZMW.
Deposit Time: Instant.
Withdrawal Time: Instant – 24 Hours.
Transaction Fees – Yes.

USSD

USSD is another popular payment method in Zambia. Here you can complete payments on your mobile device by dialling a code.

Usually, the USSD code allows you to fund your betting account from your bank account. Once you dial your bank’s code, you can follow the prompt to make your deposit.

This option, however, is not available for withdrawals.

Minimum deposit: 10 ZMW.
Maximum Withdrawal: N/A.
Deposit Time: Instant.
Withdrawal Time: N/A.
Transaction Fees – Yes.

Cards

Another popular method used today by gamblers in Zambia is the credit/debit card option. Many bettors find it easy and accessible. Also, virtually all betting sites provide deposits with cards in the country.

However, it is not as secure as the other private payment options. You’ll need to enter your credit card details online to fund your account.

Minimum deposit: 10 ZMW.
Maximum Withdrawal: N/A.
Deposit Time: Instant.
Withdrawal Time: Instant.
Transaction Fees – No.

Bank Transfer

Another way you can fund your betting account in Zambia is by bank transfer. You can also use this option to withdraw your winnings straight to your bank account.

Funding directly from your bank is usually easy, and the transactions are swift. Also, note that it usually has transaction fees.

Bettors using this option can also have access to a larger withdrawal limit.

Minimum deposit: 10 ZMW.
Maximum Withdrawal: Varies.
Deposit Time: Instant – 24 hours.
Withdrawal Time: Instant – 24 hours – 3 business days.
Transaction Fees – Varies.

Betting Sites That Accept Airtel Money as a Payment Method

There are many online betting sites that accept Airtel deposits and withdrawals, including:

Gal Sport Betting: minimum 1.00 ZMW, maximum deposit amount: 20.000 ZMW.
BetLion: minimum deposit ZMK 5, maximum deposit ZMK 130,000.
Betway: minimum deposit: ZMW 10.
BetWinner: minimum deposit: 1 USD equivalent in ZMW.
22Bet: minimum deposit of 20 ZMW.

Operator	Visit the Site
Gal Sport Betting	Visit Gal Sport Betting Zambia
BetLion	Visit BetLion Zambia
Betway	Visit Betway Zambia
BetWinner	Visit BetWinner Zambia
22Bet	Visit 22Bet Zambia

Usually, withdrawals are between 10 ZMW to 300,000 ZMW, depending on the bookmaker.

You have to find out the maximum amount your mobile money wallet can hold before you make a withdrawal request. Deposits are usually processed instantly and will reflect in your account.

Also, withdrawals can be instant or typically take a few minutes.

Betting Sites That Accept MTN as a Payment Method

Here are some of the best betting sites in Zambia that accept MTN Money deposits and withdrawals:

Gal Sport Betting: minimum 1.00 ZMW, maximum deposit amount: 20.000 ZMW.
Betway: minimum deposit: ZMW 10.
BetWinner: minimum deposit: 1 USD equivalent in ZMW.
22Bet: minimum deposit: 20 ZMW.

If you’re funding your account with MTN Money, you should know that payments are processed instantly. Like Airtel Money, you must make sure your wallet can hold the amount you’re requesting for.

As for fees, it would depend on the bookmaker. Usually, mobile money payments come with some transaction fees.

Betting Sites That Accept Cryptocurrency as a Payment Method

If you’re looking for online betting sites that offer crypto payments in Zambia, here are some of them:

1xBet: minimum: 1 USD equivalent in ZMW.
BetWinner: Minimum deposit: 1 USD equivalent in ZMW.
22Bet: Minimum deposit of 20 ZMW.

Operator	Visit the Site
1xBet	Visit 1xBet Zambia
BetWinner	Visit BetWinner Zambia
22Bet	Visit 22Bet Zambia

You can fund your account with Bitcoin, Litecoin, Ethereum, Dogecoin, and other cryptocurrencies at these sites. Usually, the transaction is completed swiftly, unlike the conventional options.

Bettors using this option will enjoy the anonymity crypto gives and the added security. However, the transaction fees may vary depending on the amount and crypto you use.

Betting Sites That Accept SMS Payment as a Payment Method

Many payment providers offer SMS payments in Zambia. However, one of the most popular options at online betting sites in the country is Zamtel.

22Bet: Zamtel (minimum deposit 20 ZMW).
Premier Bet: Zamtel (min. 5 ZMW – max. 20 000 ZMW).

Zamtel offers a convenient and secure platform for payments. When you fund your account with this option, it is processed instantly.

Also, withdrawals will be received within a couple of minutes or hours.

Betting Sites That Accept Credit Cards as a Payment Method

Most betting sites in Zambia accept credit or debit cards on their platform. If you want to fund your account with this option, you should check out these sites:

Gal Sport Betting: minimum 1.00 ZMW, maximum deposit amount: 20.000 ZMW.
Betway: minimum Deposit: ZMW 10.
BetWinner: minimum deposit: 1 USD equivalent in ZMW.
22Bet: minimum deposit 20 ZMW.
1xBet: minimum: 1 USD equivalent in ZMW.

Deposits are usually processed instantly with cards and may not come with any hidden charges. If there are any fees, it would depend on the betting site.

However, withdrawals are not available for this option on several online betting sites. So, if you fund your account with your credit/debit card, you will need to choose another option for withdrawal.

Betting Sites That Accept Bank Transfer as a Payment Method

These are some of the sites that accept bank transfers in Zambia:

Gal Sport Betting: minimum 1.00 ZMW, maximum deposit amount: 20.000 ZMW.
Betway: minimum Deposit: ZMW 10.
BetWinner: minimum deposit: 1 USD equivalent in ZMW.
22Bet: minimum deposit 20 ZMW.
1xBet: minimum: 1 USD equivalent in ZMW.

Bank transfers are processed instantly, but it may take a while to receive your funds.

Usually, you will receive your funds within hours or up to 3 business days. Also, the withdrawal amount varies depending on the payment option you choose.

How to Find the Best Betting Payment Method?

There are many online betting sites offering betting options, competitive odds, and markets.

Before you sign up with any bookie, it’s important you know what betting payment methods they offer. If the payment option on the website isn’t available to you, there’s no way you can receive your winnings on the site.

For this reason, here are some things to consider when choosing the best betting payment methods.

Security

When choosing a payment channel, security should always come first. While security is offered on most payment options, some have higher security than others.

For instance, card transactions are typically the safest because you might need to enter both your card pin and a one-time password to transfer your money. Also, other secure options are mobile payments and cryptocurrencies.

Availability

Not every bookmaker accepts every type of payment. To make sure the payment method you want to use is available, you must verify the bookmaker accepts or supports it.

Mobile money and cards are the two most popular betting payment methods in Zambia.

Ease of Use

It’s simpler to use some payment options for betting than others. Card payments are the easiest to use.

However, options like cryptocurrencies are not as simple to use as mobile money or credit card payments.

Deposit and Withdrawal Limits

How much you can deposit or withdraw depends on the limitations set by the different payment providers. These constraints may originate from the bookmaker or from the payment method itself.

So before you make your choice, ensure you verify the limits on the betting site.

Transaction Fees

When choosing a payment method, bear in mind that while most are free, some—like card transactions and cryptocurrencies—are not.

The bookmaker will let you know if charges apply to your preferred option. This applies to both deposits and withdrawals on the site.

Bonuses

Another thing you need to verify is if the payment method is exempted from the bookie’s bonus or free bets. Some online betting sites will not give out their bonus offers for crypto payments.

So, if you plan to claim the welcome bonus, you may not get it with this option. It’s better you read the bonus terms and conditions to know which betting payment methods are excluded from the welcome bonus or free bets.

Betting Payment Methods Review

Now that you know the options to deposit and withdraw, you can begin placing sports bets. If you sign up with the best betting sites in Zambia, you can place bets on sporting events like football.

These betting sites frequently offer competitive odds for various sports, especially for football fans. So, if you’re a football fan, you fund your account and bet on these football odds.

In our opinion, we prefer mobile money payments over all the other available options. They are fast, safe, and, most importantly, private.

FAQs

Can I deposit on the betting site using my mobile phone?

Yes. You can deposit money at online betting sites in Zambia with your mobile phone. You can use Airtel Money, MTN Money, USSD, and Zamtel.

Can I withdraw on the betting site using my mobile phone?

Yes. Bettors in Zambia can withdraw their winnings using their mobile devices. You can make a request for a withdrawal on the betting site to your mobile money wallet.

Can I use multiple payment methods on a single betting site?

Yes. There is no restriction on the payment method used at any sports betting site in Zambia. You can choose any option that is available to begin placing sports bets.

Are there any age restrictions for using payment methods on betting sites?

Yes. In Zambia, you can only bet on sports if you’re up to the legal age. Only people up to 18 years or older can find their betting accounts with any preferred payment method.